[pct-l] backpacking with money
gwtmp01 at mac.com
Tue May 4 13:32:49 CDT 2010
On May 4, 2010, at 2:12 PM, Austin Williams wrote:
> In my experience of having my debit card stolen, the bank just asked what
> day the card was stolen, and re-credited my account with everything that was
> spent after that date. No problems. If a merchant screws up your
> transaction and you catch it, they just recredit your account on the spot (I
> had that happen a few times too). It's pretty standard procedure.
I've had friends work with the bank for *months* as money was drained, returned
by the bank, drained again, returned by the bank, etc. Finally they had to just
close the account.
I would much rather dispute a bill with the credit card company, backed by
extensive consumer protection laws, than convince the bank to return my money.
I think there is a huge difference between seeing a $0 balance at the ATM machine
and seeing bogus charges on your credit card bill with your money still in the
bank and accessible.
You are correct about PIN #'s but those too can be compromised.
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